Foreclosures climbed in January

Posted on February 21, 2012 by Cliff

Foreclosures picked up in January, yet another sign that the nation’s huge glut of delinquent homes may soon start making their way onto the market.

The number of homes hit with a notice of default, auction sale, bank repossession or some other foreclosure filing in January rose 3% since December, but it was still significantly lower than it was a year ago, according to RealtyTrac….

Read more…Foreclosures climbed in January

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Want a date? Buy a home

Posted on February 20, 2012 by Cliff

When it comes to dating, homeownership can be the ultimate aphrodisiac. In a survey of 1,000 single people, more than a third of women and 18% of men said they would much rather date a homeowner than a renter.

Only 2% of women said they preferred to date a man who rents, while only 3% of men said they would choose a woman who rents over one that owns her home, according to the survey, which was conducted by Harris Interactive for real estate site Trulia…

Read more…Want a date? Buy a home

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List your property on the FlatFee.com public website… for free!

Posted on February 19, 2012 by Cliff

You may list your property on the Flatfee.com public website yourself. Simply complete the simple listing form, upload your photos, compose a paragraph describing the features of your property and for security….set up a password so that you may make changes at any time to your website listing. Since this website is public it is not required to follow typical MLS rules…

List your home for FREE : http://www.flatfee.com/           

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Flat Fee MLS Listing Service

Posted on February 19, 2012 by Cliff

In today’s market, due to the current Real State financial situation, selling your home for sale by owner has became very appealing. One of the most important steps to create a successful FSBO experience is to register your home on the MLS using a flat fee listing service such as FlatFee.com.

For these reasons, our MLS flat fee listing program was designed to allow you to keep the listing active for the longest time possible with one flat fee payment of $295. Keep in mind that you may cancel the MLS listing at any time and for any reason…

Read more…http://www.flatfee.com/page/flat-fee-mls-listing

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Mortgage relief: Houses turned into billboards

Posted on February 17, 2012 by Cliff

When they saw the house on El Dorado Drive in this Los Angeles suburb being painted a startling orange and green and giant billboards hung on the outside, Scott and Beth Hostetler’s neighbors were initially angry and confused. Some even considered calling the police.

But what they witnessed on Friday was not an offensive redecoration decision by the Hostetlers, but rather the debut of one of the more unusual schemes to arise from the housing crisis. In return for allowing the front of their four-bedroom house to become a garish advertisement, the Hostetlers are getting their nearly $2,000 monthly mortgage paid by the marketing company behind the project, Brainiacs From Mars.

Read more…Mortgage relief: Houses turned into billboards

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For Sale By Owner Free Listing Services in Florida and Alabama

Posted on February 17, 2012 by Cliff

Home sales are improving in recent times and due to reforms in real estate and mortgage laws, should continue to improve. Your choice to sell your home in the state of Florida or Alabama has a better chance of being successful now, rather than in the past.

The real estate recovery is growing as the job market improves and mortgage interestrates continue to be low. Many owners are skittish about putting their properties on the market. This makes it a good time to enter the market, before it stabilizes to the degree where the more skittish will enter, fostering more competition.

Using a realtor to sell your home adds costly expenses. Commissions from a realtor can average six percent of the price of the home. In some markets, commissions are higher. All Realtors will advertise that they will list a home on Multiple Listing Service (MLS) so their commissions seem to have value.

FSBO Free Listing Services

For no or very little cost when compared to the high costs associated with a realtor commission, you can enjoy free listings for real estate on FlatFee.com’s website that offer for sale by owner services. The free package includes a basic listing for one year with twenety four photos and a tool to print flyers. Property details, directions and other details are listed on their website for buyers to see. FlatFee.com feeds your listing into popular websites like Craigslist plus Zillow and Trulia, so the potential for buyers to see your property, at no charge to you, are enormous.

For a small upgrade fee, the listing for real estate you created will be listed on MLS, just like a realtor would use to sell your home. Now your home is on display for thousands of realtors to see, via the MLS. With using FlatFee.com, there is no listing charge to you when a buyer purchases your home. You keep costs and your price lower, while enjoying the benefits of a conventional realtor, without a listing commission. Since this is a flat fee, flat rate, you may price your home according to the market value, without having to inflate it to pay for a listing realtor.

With the improving real estate market, it is best to keep costs down as much as possible. Free listings for real estate on FlatFee.com helps keep your price competitive. Your offering on a flat fee website will have the most appeal to buyers in this expanding market.

To list your for sale by owner or for additional information click on For Sale By Owner Free Listing

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Banks pay delinquent borrowers $35,000 to sell their homes

Posted on February 16, 2012 by Cliff

In an effort to cut their losses, banks are paying some struggling homeowners as much as $35,000 to sell their homes before they end up in foreclosure.

The deals are aimed at incentivizing homeowners who owe more on their home than it is worth and who are seriously delinquent on their payments to sell their homes in a short sale….

Read more… Banks pay delinquent borrowers $35,000 to sell their homes

 

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What the mortgage settlement means to you

Posted on February 13, 2012 by Cliff

According to details laid out on a new “National Mortgage Settlement” website,the payments and other relief will be made over a three-year period and “borrowers will not immediately know” whether they are eligible.

There are three main categories of people who will be aided under the settlement, according to the site:…

Read more…What the mortgage settlement means to you

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Foreclosure Deal to Spur U.S. Home Seizures

Posted on February 10, 2012 by Cliff

The $25 billion settlement with banks over foreclosure abuses may result in a wave of home seizures, inflicting short-term pain on delinquent U.S. borrowers while making a long-term housing recovery more likely.

Lenders slowed the pace of foreclosures as they negotiated with attorneys general in all 50 states for more than a year over allegations of faulty and fraudulent paperwork used to repossess homes. With yesterday’s agreement, banks are likely to resume property seizures…

Read more…Foreclosure Deal to Spur U.S. Home Seizures

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MLS Listing Service For Sale By Owner In Florida

Posted on February 10, 2012 by Cliff

The recent crash of the economy has directly or indirectly affected many lives, although slowly recovering, the high unemployment rates have compelled many to sell their houses and move, or rent a smaller realty. Selling a house in these economically challenging times can be hard, throughout the country, Florida sales being mediocre.
When a house is put up for sale by owner there are three options you can choose from, firstly you can advertise it yourself, this requires the most work from you and surveys show that in most cases it is the least efficient.

The second one is hiring a realtor, this method greatly reduces the amount of time and attention you need to expend towards the sales process. However it has it’s downside as well, the biggest being the fee. A realtor usually charges 6% of the selling price as a commission, this is a huge expense compared to when the realty is put up for sale by owner. There will also be things you won’t have full control over when hiring a realtor, for example the negotiation or terms and conditions.

The third option is turning to an MLS (Multiple Listing Service), which will offer many advantages compared to the previous two, primarily it’ll help you reach the largest number of buyers with the least amount of work and time expended. When enrolling for a for sale by owner listing the information posted can be viewed buy brokers or real estate agents in MLS databases, also by buyers searching on one of the numerous public MLS websites, such as: Realtor.com, Homefinder or Trulia. 90% of properties for sale by owner in the US are sold with this method, which is very simple to use, requiring 5 simple steps:

- register at Flat Fee
- enter the requested account and listing information
- enter payment information or choose a free listing for a limited time
- submit the registration form
- confirm e-mail address and then log in to provide additional information

There is a flat fee, which is a fraction of the commission payed towards realtors. Also you are fully in control of your listing, the potential customers can contact you directly, this way negotiations are a lot more accurate and can be accomplished in a shorter amount of time.
MLS services greatly simplifies the process of putting a realty up for sale by owner, while reducing costs and raising efficiency.

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