Monthly Archives: December 2014

What Has Happened To Mortgage Demand ?

What Has Happened To Mortgage Demand ? Mortgage application activity surged last week — but that level of activity only helped it play catch-up, as it recovered by the amount it had dropped two weeks prior.                                           Overall, mortgage applications, reflecting both … Continue reading

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44% of Americans Optimistic Home Prices Will Rise

44 percent of Americans remain optimistic that home prices will rise in the next 12 months, while the share who say home prices will drop is down to 6 percent, the survey found. The gap between those who say it’s … Continue reading

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Home Ownership Still Viable Way To Wealth

The recent housing crisis has prompted questions over whether home ownership is still a viable way toward greater wealth in this country. Confidence in home ownership was shaken, and many have had to turn to renting (the number of renters … Continue reading

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First Time Buyers Myths

First Time Buyers’ Myths About Mortgages: While realtor.com® predicts 2015 will be the year for first time buyers — a predicted increase in job growth next year should drive Millennials back into the housing market — many of them have … Continue reading

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Tips To Help Keep Real Estate Negotiations On Track

There are a lot of things that could sink a deal, but during real estate negotiations, there are several factors that are important to keep it from running off course. Jose Perez of real estate services firm PCMS Consulting lists … Continue reading

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The Housing Market 10 Year Review

The housing market has made some strides in recent months, but how has it performed compared to 10 years ago? Has the real estate market really dug itself out of the housing crisis? The National Association of REALTORS® on its … Continue reading

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Fannie Mae and Freddie Mac’s New Lending Guidelines

Fannie Mae and Freddie Mac’s new lending guidelines went into effect Monday, which are expected to help loosen up the tight credit standards that home buyers and refinancers have faced in recent years. The guidelines clarify when lenders will be … Continue reading

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13 Year Low For Mortgage Loans

Mortgage loans are running at its lowest level in more than a decade, and 2014 is on pace to be the weakest for new mortgages since 2000, according to newly released figures by the Federal Reserve Bank of New York.            … Continue reading

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FHFA Allows Ex- Home Owners to Buy Back Homes

The Federal Housing Finance Agency announced a new policy that will permit some foreclosed home owners to purchase the homes back that they once had lost at fair market value.                                  To regain ownership, the ex- home owners must be able … Continue reading

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